Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I have include very good mortgage contacts for Kauai Real Estate below and am happy to help you in any other way I can to secure the best possible rate for your home purchase.

Below are some lenders and loan sources that my clients have worked with:




John DiSpirito

Castle & Cooke Mortgage LLC
Branch Manager 

NMLS #228380
office 808-212-9466
cell 808- 647-4552

4-484 Kuhio Highway, Suite 116

Kapaa, HI 96746




Wells FargoHome Mortgage
Home Mortgage Consultant
4365 Kukui Grove St.

Lihue, HI 96766

office 808-246-8877



First Hawaiian Bank
4423 Rice Street
Lihue, HI 96766
(808) 245-4024

(additional locations exist on the island and statewide)

Additional financing resources exist, please interview lenders and loan sources to find the one best suited for your needs.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.